Category Archives: Wedding

Zola Partners Up With Back country For Outdoors Wedding Needs

Online wedding startup service provider Zola has just partnered up with Back country, to provide more unorthodox options for those looking for their wedding needs, whether for outdoor events or simply for the ever problematic process of seeking out wedding gift ideas for the bride and groom.

As millennials reach typical wedding age, the wedding market is shifting to meet their demands. The traditional options when it comes to weddings are being eschewed for more unorthodox and personalized experience. With same-sex marriage becoming legal in more and more places, the wedding market is also growing.

The consumer market has made a shift into valuing experience over buying actual hard goods, but weddings have somehow avoided that trend, wherein consumers are still focused on hard goods, same as in the past. According to Zola’s Founder and CEO, Shan-Lyn Ma, the company’s new partnership with Backcountry stemmed from this observation. To them, outdoor gear is where experience and stuff meet, where millennialscan register for gifts that they can actually use in the future, and where guests get wedding gift ideas that can hold sentimental value for the bride and groom.

The wedding market’s more traditional members have suffered recently, with news like J. Crew closing it bridal department due to bad sales, and bridal retailer Alfred Angelo filing for Chapter 7 bankruptcy, which means that the company and its assets will be liquidated, from out of nowhere.

But the wedding market remains lucrative. According to IBIS World, the wedding industry clocks in with a total cost of $60B, even exempting the all-important honeymoon. As a result, despite the more traditional wedding outlets taking hits, the wedding market remains a competitive field, with companies attempting to stake their claim on the profits of betrothals.

Just last year, Macy’s revamped its wedding services strategy, aiming it at the millennials getting wed, complete with a new Senior Vice President, Macy’s veteran Shawn Outler, to spearhead the company’s foray into the millennial wedding market.

Target, meanwhile, helped with the scaling of the new, e-commerce wedding registry site Blueprint Registry, which lets its customers create gift registries using blueprints of their homes as reference.

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Optional Sources To Lend Money Using Melbourne Engagement Rings

Optional sources are readily available when you want to borrow money using your personal assets to vouch for repayment of a loan. You can use your personal property as “collateral” to vouch repayment of the loan you borrowed. Melbourne engagement rings are examples of collateral.

You can utilize personal property such as jewellery or antiques as collateral; however, you need to know the real value of the property before you discuss it with a lender. On the other hand, a local shop can provide hints of its real value. Sometimes, they may charge you with fees for just asking the rough value of the item.

Below are optional sources where to borrow money using personal assets:

  • Banks and other Commercial Lenders

If you own a personal property with significant value, like artworks and jewellery, a commercial lender such as a bank can offeryou loans using the asset as collateral. Don’t be surprised if they insist on taking possession of your asset until you pay off the loan. You just need to entrust assets like Melbourne engagement rings to the lenders.

If you are the owner of your residence, it is sometimes possible to add value of the personal property when acquiring a loan versus the real estate. It allows an increase in the size of the deductible interest and the loan. There are also a many ways available that has no need of selling theproperty.

  • Not-for-Profit Lenders

Sometimes, you can use non-profit lending agencies to provide fast loans secured by diamond jewellery, gold jewellery, gold coins, silverware and watches. It can also include Melbourne engagement rings as a collateral. Search for not-for-profit lenders that are located nationwide.

  • Collateral Loan Brokers

These are brokers that lend you money on a shorter period of time, say between three to six months, based on your collateral that guarantees repayment of the loan.

  • Personal loans

No restrictions are involved using personal property like Melbourne engagement rings as loan collaterals. Personal loans are those from relatives, friends, or employers, who are willing to have interests not exceed government’s laws.

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